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POLICIES

Please read these Terms of Service (“Terms”, “Terms of Service”) carefully before using this website (the “Service”) operated by OG Penny & The Savvy Creator (The Savvy Club Membership) (“us”, “we”, or “our”).

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms of Service apply to all visitors, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

 

1. Subscriptions & Automatic Renewal

 

The Savvy Club Paid Memberships are sold as an automatically recurring subscription that renews every month on the anniversary of the purchase date.

Please note the following details of  The Savvy Club Paid Memberships subscriptions:

  • Subscription renewals are available on the anniversary of your original purchase. Memberships are valid for one year.

  • You may cancel your subscription at any time from your Account page.

  • If you choose to cancel your subscription, you will no longer receive updates and support from The Savvy Creator when your membership expires or is canceled.

  • Your renewal price will be locked in at the time of checkout for as long as your membership remains active.

  • Grandfathered pricing: If you choose to cancel your subscription, and your renewal price is lower than the current listed price for your membership (a “grandfathered” price), the lower renewal price may no longer be available to you.

  • If you choose to renew your subscription after it has been cancelled, you will be charged the current listed price for your membership type. We may not apply older or grandfathered pricing to your new  purchase.

  • We will send you an email 90, 60, and 30 days prior to your annual renewal date, and you may use this opportunity to cancel your subscription before the renewal payment is automatically processed.

  • If you choose to cancel your subscription your membership will expire 30 days after your last payment, and you will no longer receive updates and support for The Savvy Club Paid Memberships.

2. Ownership

 

All content on the site are property of OG Penny, LLC. Claiming any type of intellectual or exclusive ownership rights of our content is strictly prohibited.

We shall not be liable for any damages, including but not limited to, direct, indirect, special, incidental or consequential damages or losses that occur due to the use or inability to use our content. Unauthorized use or replication in any way other than intended is also strictly prohibited.

3. Website Content

 

All content found on this site including images, documentation, support queries and any other information is property of OG Penny, LLC and may not be redistributed without permission or consent.

The Service and its original content, features and functionality are and will remain the exclusive property of The Savvy Creator (The Savvy Club Membership) and its licensors. The Service is protected by copyright, trademark, and other laws of both the United States and foreign countries. Our trademarks may not be used in connection with any product or service without the prior written consent of The Savvy Creator (The Savvy Club Membership).

4. Accounts

 

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms of Service, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to reveal your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

5. Price Changes

 

OG Penny, LLC, reserves the right to modify, change or, cancel subscription without prior notice or consent. Prices of all products are subject to change without prior notice or consent.

6. Refund Policy

All of our membership options include a 100% money-back guarantee (as long as it is within 30 days).

If within 30 days of purchase you decide not to use our Service, you may request a full refund. To obtain a refund, you will have to contact us at https://www.ogpennyproud.com/contact, including the username, email address, and name on file for the account you wish to cancel. At that time, we will cancel your membership and refund any one-time payment made.

7. Email

 

OG Penny, LLC, (The Savvy Creator) may occasionally send you emails related to the purchase of product(s) from our company. We may also send you occasional email newsletters relating to The Savvy Club Paid Memberships updates, promotions, and the like. We will never sell or release your email to any third party vendors. You may opt out of these emails at any time without penalty.

8. Privacy

 

We take your privacy very seriously. Our full privacy policy can be viewed here. Consenting to our terms of service indicates consent to our privacy policy as well. Our Service may contain links to third-party web sites or services that are not owned or controlled by The Savvy Creator (The Savvy Club Membership).We have no control over any website we are linked to so we cannot be responsible for safeguarding any information which you provide such sites and this privacy statement does not govern such sites. Caution should be exercised when visiting linked websites and the privacy statement of the website in question should be examined.

The Savvy Creator (The Savvy Club Membership) has no control over, and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You further acknowledge and agree that The Savvy Creator (The Savvy Club Membership) shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such web sites or services. We strongly advise you to read the terms of service and privacy policies of any third-party web sites or services that you visit.

9. License Agreement

 

By purchasing our membership(s), you indicate and consent that you have read and agree to the Terms & Conditions listed and detailed on this page. We reserve the right to change or modify the current Terms and Conditions without prior notice or consent.

10. Changes

 

We are constantly updating our Services, and that means sometimes we have to change the legal terms under which our Services are offered. If we make changes that are material, we will let you know by posting on one of our blogs, or by sending you an email or other communication before the changes take effect. The notice will designate a reasonable period of time after which the new terms will take effect. If you disagree with our changes, then you should stop using our Services within the designated notice period. Your continued use of our Services will be subject to the new terms. However, any dispute that arose before the changes shall be governed by the Terms (including the binding individual arbitration clause) that were in place when the dispute arose.

11. Termination

 

OG Penny, LLC may terminate your access to all or any part of our Services at any time, with or without cause, with or without notice, effective immediately. If you wish to terminate this Agreement or your Savvy Club Memberships account (if you have one), you may simply discontinue using our Services. All provisions of this Agreement which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

12. Translation

 

These Terms of Service were originally written in English (US). We may translate these terms into other languages. In the event of a conflict between a translated version of these Terms of Service and the English version, the English version will control.

13. Severability

 

 

If any part of this agreement is declared unenforceable or invalid, all remaining clauses in this agreement shall remain binding on the customer.

Disclaimer

 

Your use of the Service is at your sole risk. The Service is provided on an “as is” and “as available” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

The Savvy Creator (The Savvy Club Membership), its subsidiaries, affiliates, and its licensors do not warrant that: the Service will function uninterrupted, secure or available at any particular time or location, the results of using the Service will meet your requirements.

 

Contact Us

 

If you have any questions about these Terms, please contact us.

The Savvy Creator (The Savvy Club Membership & OG Penny LLC)

http://www.ogpennyproud.com/tschome

customerservice@ogpennyproud.com